---
title: "Sending money with iMessage"
type: "experiment"
number: "AW-004"
date: "2026-10-20"
built_by: ["Corey Cooper"]
tags: ["Experiment"]
summary: "Corey Cooper built a prototype that lets you send USDC on Arc without leaving iMessage."
url: "https://agentic-works.circle.com/experiments/aw-004-sending-money-with-imessage"
---

# Sending money with iMessage

> Corey Cooper built a prototype that lets you send USDC on Arc without leaving iMessage.

[Video: Corey's iMessage payment demo](https://agentic-works.circle.com/videos/experiments/aw-004-imessage.mp4)

Paying people back already gets sorted out over text, so Corey wanted the payment to happen there too, without switching apps. Over a weekend he built a prototype: an agent that lives in an iMessage thread and sends USDC when you ask it to.

Payments settle on Arc.

The agent doesn't get the whole wallet. It spends from a smart account with limits on how much it can send and how often.

That's the part agent builders should notice. Plenty of agents already live in chat apps, and giving one a budget instead of the keys is what makes it reasonable to let it pay.

**Build your own**
Send USDC on Arc with the [P2P payments guides](https://docs.arc.io/build/payments), and grab testnet USDC from the [faucet](https://faucet.circle.com)

built_by: Corey Cooper
interface: iMessage
chain: Arc
account: smart accounts

*Experimental prototype. Not affiliated with or endorsed by Apple.*

## Endpoints
- https://agentic-works.circle.com/experiments/aw-004-sending-money-with-imessage.md  # this view, as Markdown
- https://agentic-works.circle.com/experiments/aw-004-sending-money-with-imessage  # the same page for people
- https://agentic-works.circle.com/llms.txt  # the site index for agents

## Disclaimer
Circle Agentic Works is Circle’s public effort for the agentic economy: shipping experiments, demos, and research in the open. Everything published by Circle Agentic Works is experimental and is provided for informational, educational, and demonstration purposes only.

Experiments, demos, code, tools, and data published here are not Circle products or services, are not production-ready, are provided “as is” and “as available” without warranties of any kind, and may be changed, broken, paused, or withdrawn at any time without notice. Nothing here is a commitment by Circle Internet Group, Inc. or its affiliates (“Circle”) to build, launch, support, or maintain any product, feature, integration, or relationship, and publication of an experiment does not mean it will become a Circle product.

Nothing here constitutes legal, financial, investment, tax, or other advice, or an offer, solicitation, or recommendation to buy, sell, or hold any asset or to use any service. Any use of code, demos, tools, or data is at your own risk and is subject to the applicable license and terms. For references to Circle-generated products and features, see corresponding disclosures. References to third parties, their products, or services are for illustration only and do not imply endorsement, partnership, or affiliation unless expressly stated. Third-party data and statements are attributed to their sources and have not been independently verified by Circle, and Circle makes no representation as to their accuracy or completeness. Circle undertakes no obligation to update this content.